Solutions

Three service lines, one standard of accuracy.

Whatever the file in front of you needs — a quick current-owner check, a certified tax figure, or the municipal exposures that never reach the county record — it is researched from the official source and verified before it reaches you. Every deliverable we offer is listed below, in plain English.

A two-storey glass and stone residence at dusk, lit from within and reflected in water.

One property, three questions

Who owns it, what it owes, what the city wants

Any property in front of you raises the same three questions, and a file is only closing-ready once all three are answered from the record. The ledgers below are how each one gets answered.

Service 01

Title Search Solutions

Complete ownership and title research, scoped to the file in front of you. From a quick current-owner verification to a full search with a documented chain of title, every abstract is pulled from the official record and checked against source before it reaches you.

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Deliverables (9)

Current Owner Search: Confirms who currently holds title and how they're vested — the quick check for a listing or refinance.
Two-Owner Search: Covers the current owner plus the one before — a mid-depth search often used for equity or second-mortgage files.
Full Search: A complete examination back through the statutory search period, including the full chain of title.
Update Search: A “bring-down” that refreshes a prior search to the current date right before closing.
Property Report: A snapshot of ownership, legal description, and encumbrances for quick reference.
Open Mortgage Search: Identifies active, unreleased mortgages and liens recorded against the property.
Deed Search: Locates and reviews the recorded deeds that conveyed the property.
Liens & Judgments Search: Surfaces recorded liens, judgments, and other involuntary encumbrances.
Chain of Title: The documented sequence of ownership transfers across the search period.

Service 02

Property Tax Solutions

Confirm current and historical tax standing directly with the collector, certify amounts for closing, and flag delinquencies and payoff figures — so funds are never short at disbursement.

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Deliverables (5)

Property Tax Search Report: Current tax status, amounts, and due dates from the taxing authority.
Pre-Closing Tax Certificates: Certified figures suitable for closing and disbursement.
County Tax Payoff: The exact amount required to clear outstanding taxes at closing.
Delinquent Taxes: Any past-due taxes, penalties, or interest that must be resolved.
Tax Collector Verification: Direct confirmation of tax standing with the collector's office.

Service 03

Municipal Lien Solutions

Comprehensive municipal compliance research covering the charges a standard title search can't see. We check with the municipality itself for open code violations, unpaid utilities, permit status, and assessments that can attach to the property after closing.

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Deliverables (7)

Unrecorded Municipal Liens: Municipal charges that attach to the property but never appear on the county record.
Code Violations: Open building or property-code issues that can carry fines or cloud title.
Utility Balances: Outstanding water, sewer, or other municipal utility balances.
Open & Expired Permits: Permits still open or lapsed that can complicate a sale.
Special Assessments: Local assessments (for improvements, etc.) levied against the property.
Environmental Liens: Environmental charges recorded against the property.
Unpaid Utility Fees: Any remaining municipal utility fees owed.